The Scenario
You run a marketplace and you're onboarding 30 new vendors this week. Before any of them can receive split payments through your platform, each one needs a Paystack subaccount — with their business name, bank code, account number, and your settlement percentage configured correctly. Your ops coordinator put all 30 rows in a Google Sheet on Monday and has been waiting on you since Tuesday.
It's now Thursday.
The bad version:
- You open Paystack, go to Subaccounts, and click Create Subaccount.
- You fill in the business name, select the bank from a dropdown (there are 30+ options and you have to scroll), enter the account number, and set the percentage charge.
- On vendor 7 you select the wrong bank because two have similar names in the dropdown. The subaccount is created with the wrong bank code, which means the account number won't validate and transfers will fail. You don't realize this until a payout is rejected three days later.
30 vendors, each taking 4–5 minutes in the UI, is two-plus hours of form entry — with no audit trail and one wrong dropdown click costing you a failed payout investigation.
The Easy Way: One Prompt in SheetXAI
SheetXAI is an AI agent that lives inside your Google Sheet. It reads your vendor data and creates each Paystack subaccount through the API, then writes the returned subaccount code to column E — so you have a full audit trail and can hand the codes to your developer immediately.
Create a Paystack subaccount for each row in this sheet using the business name in column A, bank code in column B, account number in column C, and percentage charge in column D — write the subaccount code to column E.
What You Get
- Column E: Paystack subaccount code (e.g., ACCT_xxxxxxxxxxxxxxxx) written per row
- Rows where creation fails — invalid account number, unrecognized bank code — get an error note in column E
- All 30 subaccounts created in one run with a full row-by-row record
What If the Data Is Not Quite Ready
Bank names are in the sheet instead of bank codes
Look up the Paystack bank code for each bank name in column B, write the resolved code to column F, then create a Paystack subaccount for each row using business name from A, resolved code from F, account number from C, and percentage from D — write the subaccount code to column E.
Settlement percentage is stored as a decimal (0.8) not a whole number (80)
Create a Paystack subaccount for each row using business name from A, bank code from B, account number from C, and percentage charge from column D multiplied by 100 to convert from decimal to percentage — write the returned subaccount code to column E.
Some account numbers need leading zeros padded to 10 digits
Pad account numbers in column C to 10 digits with leading zeros where needed, then create a Paystack subaccount for each row using business name from A, bank code from B, padded account number, and percentage from D — write the subaccount code to column E.
Resolve bank codes, pad account numbers, convert percentages, and create in one shot
Look up the Paystack bank code for each bank name in column B and write to column F, pad account numbers in column C to 10 digits, convert percentage values in column D from decimal to whole number, then create a Paystack subaccount for each row using business name from A, resolved code from F, padded account number, and converted percentage — write the returned subaccount code to column E.
Creating all 30 subaccounts in one prompt means your developer has the codes in a sheet — not waiting on you to paste them from a dashboard.
Try It
Open the Google Sheet where your vendor onboarding data lives, then Get the 7-day free trial of SheetXAI and ask it to create your Paystack subaccounts in bulk. For related workflows, see how to validate bank accounts before creating subaccounts, or how to bulk-create transfer recipients for your vendor payout run.